{"id":234,"date":"2023-11-21T16:31:06","date_gmt":"2023-11-21T07:31:06","guid":{"rendered":"https:\/\/10topic.com\/?p=234"},"modified":"2023-11-21T16:31:11","modified_gmt":"2023-11-21T07:31:11","slug":"%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0","status":"publish","type":"post","link":"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/","title":{"rendered":"\uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2e0\uccad\ubc29\ubc95 \ud61c\ud0dd \ud6c4\uae30"},"content":{"rendered":"\n<p>\uccad\ub144\uc774\ub77c\uba74 \ube60\uc9c0\uc9c0 \uc54a\uace0 \ubc1b\uc544\uc57c \ud558\ub294 \ud544\uc218 \uad6d\uac00 \ubcf5\uc9c0 \uc815\ucc45 \ud61c\ud0dd \uc911 \ud558\ub098\uc778 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub97c \uc544\uc2dc\ub098\uc694? \uc880 \ub354 \ub098\uc740 \ubbf8\ub798\ub97c \uc900\ube44\ud558\uae30\uc5d0 \ub298 \ube60\ub4ef\ud55c \uc694\uc998 \uc0ac\ud68c\uc5d0\uc11c \uc774\ubc88 \uc815\ubd80\uc5d0\uc11c \ucd9c\uc2dc\ud55c \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub294 5\ub144\ub9cc\uae30 \ub0a9\uc785\uc2dc \ucd5c\ub300 \uc774\uc790\ub85c \uc57d500\ub9cc\uc6d0\uac00\ub7c9\uc744 \ube44\uacfc\uc138\ub85c \uc9c0\uae09\ubc1b\uc744\uc218 \uc788\ub294 \uccad\ub144\uc744 \uc704\ud55c \ubaa9\ub3c8 \ub9c8\ub828 \uc815\ucc45\uc785\ub2c8\ub2e4. \uc624\ub298\uc740 \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uace0 \ud6c4\uae30\uae4c\uc9c0 \uc815\ub9ac\ud588\uc73c\ub2c8 \ub9ce\uc740 \ub3c4\uc6c0 \ub418\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<br><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#1_%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C\" title=\"1. \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\">1. \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#11_%EC%8B%A0%EC%B2%AD%EA%B8%B0%EA%B0%84\" title=\"1.1 \uc2e0\uccad\uae30\uac04\">1.1 \uc2e0\uccad\uae30\uac04<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#12_%EC%8B%A0%EC%B2%AD%EB%8C%80%EC%83%81\" title=\"1.2 \uc2e0\uccad\ub300\uc0c1\">1.2 \uc2e0\uccad\ub300\uc0c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#13_%EC%A0%80%EC%B6%95%ED%95%9C%EB%8F%84\" title=\"1.3 \uc800\ucd95\ud55c\ub3c4 \">1.3 \uc800\ucd95\ud55c\ub3c4 <\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#2_%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%EA%B0%80%EC%9E%85_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\" title=\"2. \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785, \uc2e0\uccad\ubc29\ubc95\">2. \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785, \uc2e0\uccad\ubc29\ubc95<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#21_%EB%B9%84%EB%8C%80%EB%A9%B4%EC%95%B1%EC%8B%A0%EC%B2%AD\" title=\"2.1 \ube44\ub300\uba74(\uc571)\uc2e0\uccad\">2.1 \ube44\ub300\uba74(\uc571)\uc2e0\uccad<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#22_%EB%8C%80%EB%A9%B4%EC%8B%A0%EC%B2%AD\" title=\"2.2 \ub300\uba74\uc2e0\uccad\">2.2 \ub300\uba74\uc2e0\uccad<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#3_%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%EA%B8%88%EB%A6%AC_%EB%B0%8F_%ED%98%9C%ED%83%9D\" title=\"3. \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uae08\ub9ac \ubc0f \ud61c\ud0dd\">3. \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uae08\ub9ac \ubc0f \ud61c\ud0dd<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#31_%EA%B8%88%EB%A6%AC%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EA%B3%B5%EC%8B%9D_%ED%99%88%ED%8E%98%EC%9D%B4%EC%A7%80_%EC%B0%B8%EA%B3%A0_%EC%9E%90%EB%A3%8C\" title=\"3.1 \uae08\ub9ac(\uc2e0\ud55c\uc740\ud589 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0 \ucc38\uace0 \uc790\ub8cc) \">3.1 \uae08\ub9ac(\uc2e0\ud55c\uc740\ud589 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0 \ucc38\uace0 \uc790\ub8cc) <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#32_%EA%B8%88%EB%A6%AC%EA%B0%84%EB%8B%A8%EC%A0%95%EB%A6%AC\" title=\"3.2 \uae08\ub9ac\uac04\ub2e8\uc815\ub9ac\">3.2 \uae08\ub9ac\uac04\ub2e8\uc815\ub9ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#33_%EC%84%B8%EC%A0%9C%ED%98%9C%ED%83%9D\" title=\"3.3 \uc138\uc81c\ud61c\ud0dd\">3.3 \uc138\uc81c\ud61c\ud0dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#34_%EC%A4%91%EB%8F%84%ED%95%B4%EC%A7%80\" title=\"3.4 \uc911\ub3c4\ud574\uc9c0\">3.4 \uc911\ub3c4\ud574\uc9c0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#35_%EC%A0%95%EB%B6%80%EA%B8%B0%EC%97%AC%EA%B8%88%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%ED%99%88%ED%8E%98%EC%9D%B4%EC%A7%80_%EC%B0%B8%EA%B3%A0%EC%9E%90%EB%A3%8C\" title=\"3.5 \uc815\ubd80\uae30\uc5ec\uae08(\uc2e0\ud55c\uc740\ud589 \ud648\ud398\uc774\uc9c0 \ucc38\uace0\uc790\ub8cc)\">3.5 \uc815\ubd80\uae30\uc5ec\uae08(\uc2e0\ud55c\uc740\ud589 \ud648\ud398\uc774\uc9c0 \ucc38\uace0\uc790\ub8cc)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#4%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%ED%9B%84%EA%B8%B0\" title=\"4.\uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \ud6c4\uae30\">4.\uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \ud6c4\uae30<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/#5%ED%83%80%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C%EC%99%80_%EB%B9%84%EA%B5%90\" title=\"5.\ud0c0\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc640 \ube44\uad50\">5.\ud0c0\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc640 \ube44\uad50<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C\"><\/span>1. \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"396\" data-attachment-id=\"235\" data-permalink=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/image-57\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-57.png\" data-orig-size=\"1240,479\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-57\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-57-300x116.png\" data-large-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-57-1024x396.png\" src=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-57-1024x396.png\" alt=\"\uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2e0\uccad \ud648\ud398\uc774\uc9c0\" class=\"wp-image-235\" srcset=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-57-1024x396.png 1024w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-57-300x116.png 300w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-57-768x297.png 768w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-57.png 1240w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"11_%EC%8B%A0%EC%B2%AD%EA%B8%B0%EA%B0%84\"><\/span>1.1 \uc2e0\uccad\uae30\uac04<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 has-custom-font-size is-style-outline has-medium-font-size\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.shinhan.sbanking\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\uac24\ub7ed\uc2dc \ud50c\ub808\uc774 \uc2a4\ud1a0\uc5b4 \ub2e4\uc6b4\ubc14\ub85c\uac01<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 has-custom-font-size is-style-outline has-medium-font-size\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/apps.apple.com\/kr\/app\/%EC%8B%A0%ED%95%9C-%EC%8F%A0-sol-%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89-%EC%8A%A4%EB%A7%88%ED%8A%B8%ED%8F%B0%EB%B1%85%ED%82%B9\/id357484932\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\uc544\uc774\ud3f0 \uc571\uc2a4\ud1a0\uc5b4 \ub2e4\uc6b4\ubc14\ub85c\uac00\uae30<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p>\uc2e0\ud55c\uc740\ud589\uc758 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2e0\uccad\uae30\uac04\uc740 \ub9e4\uc6d4 \ud578\ub4dc\ud3f0 \uc571\uc744 \ud1b5\ud574\uc11c \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c\ub370\uc694, \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub294 \uac00\uc785\ub300\uc0c1 \uc790\uaca9\uc870\ud68c \ud6c4 \uc218\uc2e0 \uacb0\uacfc\uc5d0 \ub530\ub77c \ucd94\ud6c4 \uac00\uc785\ub418\ub294 \uc0c1\ud488\uc73c\ub85c \uc2e0\uccad \ud6c4 \ubc14\ub85c \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uac83\uc774 \uc544\ub2cc \uc790\uaca9\uc694\uac74 \uc2ec\uc0ac \ud6c4 \uc9c4\ud589\ub418\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c, \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub294 \uccad\ub144\ud76c\ub9dd\uc801\uae08\uacfc \uc911\ubcf5\uac00\uc785\uc774 \ubd88\uac00\ub2a5\ud558\uba70, \uc790\uaca9\uc870\ud68c \ud6c4 \uc801\uae08 \uac00\uc785 \uc2dc\uc810\uc5d0\uc11c \ub9cc 34\uc138 \ucd08\uacfc\uc2dc \uac00\uc785\uc774 \ubd88\uac00\ub2a5 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"12_%EC%8B%A0%EC%B2%AD%EB%8C%80%EC%83%81\"><\/span>1.2 \uc2e0\uccad\ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br><\/p>\n\n\n\n<ol>\n<li>\uac00\uc785\uc77c \ud604\uc7ac \ub9cc19\uc138~\ub9cc34\uc138 \uc774\ud558\uc778 \uc0ac\ub78c \ub2e8, \ubcd1\uc5ed\uc774\ud589\uc790\ub294 \uadf8\uae30\uac04\uc744 \uac00\uc785\uc77c \ud604\uc7ac \uc5f0\ub839\uc5d0\uc11c \ubeb4\uace0 \uacc4\uc0b0<\/li>\n\n\n\n<li>\uc9c1\uc804\ub144\ub3c4 \ucd1d\uae09\uc5ec\uc561\uc774 7500\ub9cc\uc6d0 \uc774\ud558\uc778 \uacbd\uc6b0<\/li>\n\n\n\n<li>\uc9c1\uc804 \uacfc\uc138\uae30\uac04\uc758 \uc885\ud569\uc18c\ub4dd\uacfc\uc138\ud45c\uc900\uc5d0 \ud569\uc0b0\ub418\ub294 \uc885\ud569\uc18c\ub4dd\uae08\uc561\uc774 6300\ub9cc\uc6d0 \uc774\ud558\uc778 \uacbd\uc6b0<\/li>\n\n\n\n<li>\uac00\uc785\uc77c \ud604\uc7ac \uc9c1\uc804 \uacfc\uc138\uae30\uac04\uc758 \uac00\uad6c\uc18c\ub4dd\uc774 \uae30\uc900 \uc911\uc704\uc18c\ub4dd 180%\uc774\ud558<\/li>\n\n\n\n<li>\uc678\uad6d\uc778\uc758 \uacbd\uc6b0 \uc678\uad6d\uc778\ub4f1\ub85d\uc99d \ubc0f \uc678\uad6d\uad6d\uc801\ub3d9\ud3ec \uad6d\ub0b4\uac70\uc18c\uc2e0\uace0\uc99d\uc744 \uc18c\uc9c0\ud55c \uc0ac\ub78c\uc758 \uacbd\uc6b0 \uac00\ub2a5<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"992\" height=\"177\" data-attachment-id=\"236\" data-permalink=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/image-58\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-58.png\" data-orig-size=\"992,177\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-58\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-58-300x54.png\" data-large-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-58.png\" src=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-58.png\" alt=\"\uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uad6c\uc6d0 \uc218\uc5d0 \ub530\ub978 \uc18c\ub4dd \uae30\uc900\" class=\"wp-image-236\" srcset=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-58.png 992w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-58-300x54.png 300w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-58-768x137.png 768w\" sizes=\"(max-width: 992px) 100vw, 992px\" \/><\/figure>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"13_%EC%A0%80%EC%B6%95%ED%95%9C%EB%8F%84\"><\/span>1.3 \uc800\ucd95\ud55c\ub3c4<br><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ucd5c\uc18c 1\ucc9c\uc6d0\uc774\uc0c1 1\ucc9c\uc6d0 \ub2e8\uc704\ub85c 70\ub9cc\uc6d0\uae4c\uc9c0 (\uc5f0\uac04 \ucd5c\ub300 840\ub9cc\uc6d0\ud55c\ub3c4)<br> <br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%EA%B0%80%EC%9E%85_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\"><\/span>2. \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785, \uc2e0\uccad\ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n\n<p>\uc55e\uc11c \uc124\uba85\ub4dc\ub9b0\ub300\ub85c \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub294 \uc2e0\uccad\uc744 \ud558\uac8c\ub418\uba74 \uac00\uc785\ub300\uc0c1\uc744 \ud655\uc778 \ud6c4 \uac00\uc785\uc744 \uc2dc\ucf1c\ub4dc\ub9ac\ub294 \ubc29\uc2dd\uc778\ub370\uc694 \uc2e0\uccad\uc804 \uac00\uc785\ub300\uc0c1\uc778\uc9c0 \ud655\uc778\ud558\uace0 \uc2f6\uc73c\uc2dc\uba74 \uc544\ub798 \ub9c1\ud06c\ub97c \ud1b5\ud574 \uc27d\uac8c \ud655\uc778 \ubc0f \uc870\ud68c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size is-style-outline has-medium-font-size\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.kinfa.or.kr\/index.jsp\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc5d0\uc11c \uc2e0\uccad\ub300\uc0c1 \ud655\uc778\ud558\uae30<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"21_%EB%B9%84%EB%8C%80%EB%A9%B4%EC%95%B1%EC%8B%A0%EC%B2%AD\"><\/span>2.1 \ube44\ub300\uba74(\uc571)\uc2e0\uccad<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc2e0\uccad\uac00\ub2a5\uc2dc\uac04\uc740 \uc624\uc804 9\uc2dc\ubd80\ud130 \uc624\ud6c4 6\uc2dc30\ubd84\uae4c\uc9c0 \uc785\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc55e\uc5d0\uc11c \uc124\uba85\ub4dc\ub9b0 \uc2e0\ud55c\uc740\ud589 \uc5b4\ud50c\uc744 \ub2e4\uc6b4\ubc1b\uc73c\uc168\ub2e4\uba74 \uacf5\uc778\uc778\uc99d\uc11c \ub85c\uadf8\uc778\uc744 \ud558\uc2dc\uace0 \ub530\ub77c\uc624\uc2dc\uba74 \ub418\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ol>\n<li>\uc571 \uc2e4\ud589\ud6c4 \uc778\uc99d\uc11c \ub85c\uadf8\uc778<\/li>\n\n\n\n<li>\ud558\ub2e8 \uac00\uc6b4\ub370 \uc0c1\ud488 \ud0ed \ud074\ub9ad<\/li>\n\n\n\n<li>\ubaa8\uc73c\uae30 \ud0ed\uc5d0\uc11c \uc608\uc801\uae08\/\uccad\uc57d \ud0ed \ud074\ub9ad<\/li>\n\n\n\n<li>\ubaa9\ub85d\uc5d0\uc11c \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \ucc3e\uc544\uc11c \ud074\ub9ad<\/li>\n\n\n\n<li>\uac00\uc785\uc2e0\uccad<\/li>\n<\/ol>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"22_%EB%8C%80%EB%A9%B4%EC%8B%A0%EC%B2%AD\"><\/span>2.2 \ub300\uba74\uc2e0\uccad<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc601\uc5c5\uc810\uc744 \ubc29\ubb38\ud558\uc5ec \uc2e0\uccad\ud558\ub294 \ubc29\ubc95\uc758 \uacbd\uc6b0 \uc77c\ubc18\uc801\uc778 \ub0b4\uad6d\uc778\uc740 \ubd88\uac00\ub2a5 \ud558\uba70, \uc571\uc73c\ub85c\ub9cc \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c \ub300\uc2e0 \uc678\uad6d\uc778\uc758 \uacbd\uc6b0\uc5d0 \ud55c\ud574\uc11c \uc601\uc5c5\uc810 \ubc29\ubb38 \ud6c4 \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc678\uad6d\uc778\ub4f1\ub85d\uc99d\uc774\ub098 \uad6d\ub0b4\uac70\uc18c\uc2e0\uace0\uc99d\uc744 \uc9c0\ucc38\ud558\uc154\uc11c \ubc29\ubb38\ud558\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%EA%B8%88%EB%A6%AC_%EB%B0%8F_%ED%98%9C%ED%83%9D\"><\/span>3. \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uae08\ub9ac \ubc0f \ud61c\ud0dd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"31_%EA%B8%88%EB%A6%AC%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EA%B3%B5%EC%8B%9D_%ED%99%88%ED%8E%98%EC%9D%B4%EC%A7%80_%EC%B0%B8%EA%B3%A0_%EC%9E%90%EB%A3%8C\"><\/span>3.1 \uae08\ub9ac(\uc2e0\ud55c\uc740\ud589 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0 \ucc38\uace0 \uc790\ub8cc)<br><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"737\" height=\"337\" data-attachment-id=\"237\" data-permalink=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/image-59\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-59.png\" data-orig-size=\"737,337\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-59\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-59-300x137.png\" data-large-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-59.png\" src=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-59.png\" alt=\"\uc2e0\ud55c\uc740\ud589 \uccad\ub144\uc6b0\ub300\ud1b5\uc7a5 \uc6b0\ub300\uae08\ub9ac \uc815\ub9ac \ud45c\" class=\"wp-image-237\" style=\"width:841px;height:auto\" srcset=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-59.png 737w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-59-300x137.png 300w\" sizes=\"(max-width: 737px) 100vw, 737px\" \/><\/figure>\n\n\n\n<p><br>*\ucc38\uace0\uc0ac\ud56d<\/p>\n\n\n\n<ul>\n<li>\uc2e4\uc81c \uc6b0\ub300\uc774\uc790\uc728\uc740 \uc608\uae08\uae30\uac04 \uc911\uc5d0 \uc694\uac74\uc744 \ucda9\uc871\ud55c \uacbd\uc6b0 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc6b0\ub300\uc774\uc790\uc728\uc740 \uc911\ub3c4\ud574\uc9c0 \ud55c \uacc4\uc88c\uc5d0 \ub300\ud574\uc11c\ub294 \uc801\uc6a9\uc774 \ub418\uc9c0 \uc54a\uc73c\uba70, \ub9cc\uae30\ud574\uc9c0 \uc2dc\uc5d0\ub9cc \uc9c0\uae09\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc18c\ub4dd+\uc6b0\ub300\ub294 \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc774 \uc9c4\ud589\ud558\ub294 \uac00\uc785 \uc804 \uc790\uaca9\uc870\ud68c \ubc0f 1\ub144 \uc8fc\uae30\uc758 \uc720\uc9c0\uc2ec\uc0ac\uc5d0\uc11c \ud655\uc778\ub418\ub294 \uac1c\uc778\uc18c\ub4dd\uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uae09\uc5ec\uc774\uccb4\ub294 \uc544\ub798 \uc911 1\uac00\uc9c0 \uc774\uc0c1 \uc694\uac74 \ucda9\uc871 \uc2dc \uae09\uc5ec\uc774\uccb4 \uc2e4\uc801\uc73c\ub85c \uc778\uc815\ub429\ub2c8\ub2e4.\n<ul>\n<li>1. \uc2e0\ud55c \uc8fc\uac70\ub798 \uc6b0\ub300\ud1b5\uc7a5 \ub610\ub294 \uc9c1\uc7a5\uc778 \ud50c\ub79c \uc800\ucd95\uc608\uae08 \uac00\uc785 \uace0\uac1d\uc73c\ub85c \uae09\uc5ec\uc77c \uc218\uae30 \ub4f1\ub85d \ud6c4 \uae09\uc5ec\uc77c\uc5d0 \uac74\ub2f9 50\ub9cc\uc6d0 \uc774\uc0c1 \uc785\uae08\ub418\ub294 \uacbd\uc6b0<\/li>\n\n\n\n<li>2. \ub300\ub7c9 \uae09\uc5ec\uc774\uccb4\ub85c \uc774\uccb4\ub418\uac70\ub098 \ud0c0\ud589\uc5d0\uc11c \uc774\uccb4\uc2dc \uac70\ub798\uba54\ubaa8 \ub610\ub294 \ub0b4\uc6a9\uc0c1 \uae09\uc5ec, \uc0c1\uc5ec\uae08, \uc6d4\uae09, \ubd09\uae08, \uc5f0\uae08, \uc131\uacfc\uae08, \ubcf4\ub108\uc2a4 \ub4f1\uc73c\ub85c \uc784\uae08\uc2e4\uc801\uc774 \uac74\ub2f9 50\ub9cc\uc6d0 \uc774\uc0c1 \uc788\ub294\uacbd\uc6b0<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"32_%EA%B8%88%EB%A6%AC%EA%B0%84%EB%8B%A8%EC%A0%95%EB%A6%AC\"><\/span>3.2 \uae08\ub9ac\uac04\ub2e8\uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol>\n<li>\uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uae30\ubcf8 \uae08\ub9ac 4.5%<\/li>\n\n\n\n<li>\uc6b0\ub300\uae08\ub9ac \ucd5c\ub300 1.5%<\/li>\n<\/ol>\n\n\n\n<p><br><\/p>\n\n\n\n<p>\uae30\ubcf8\uae08\ub9ac\uc640 \uc6b0\ub300\uae08\ub9ac\ub294 \uc740\ud589\uc0ac \ubcc4\ub85c \uc870\uae08\uc529 \ub2e4\ub985\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uae30\ubcf8\uae08\ub9ac \uc790\uccb4\uac00 \ub192\uc740 \uc740\ud589\uc744 \uc120\ud0dd\ub77c\ub294 \uac83\uc774 \ub354 \uc720\ub9ac\ud560 \uc218 \uc788\uc73c\uba70 \uc2e0\ud55c\uc740\ud589\uc758 \uacbd\uc6b0 \ud0c0\uc740\ud589\ub4e4\uacfc \ube44\uad50\uc2dc \uae30\ubcf8\uae08\ub9ac\uac00 \uac19\uac70\ub098 \uac00\uc7a5 \ub192\uc740 \uc740\ud589 \uc911 \ud558\ub098 \uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"33_%EC%84%B8%EC%A0%9C%ED%98%9C%ED%83%9D\"><\/span>3.3 \uc138\uc81c\ud61c\ud0dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc2e0\ud55c\uc740\ud589\uc5d0\uc11c\ub294 \uc774 \uc801\uae08\uc5d0\uc11c \ubc1b\uc740 \uc774\uc790\uc18c\ub4dd\uc5d0 \ub300\ud574\uc11c\ub294 \uc18c\ub4dd\uc138 \ubc0f \ub18d\uc5b4\ucd0c\ud2b9\ubcc4\uc138\uac00 \ubd80\uac00\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e8, \uc804\uc804\ub144\ub3c4 \uacfc\uc138\uae30\uac04 \uc2e0\uace0\uc18c\ub4dd\uc744 \uae30\uc900\uc73c\ub85c \uac00\uc785\ud55c \uace0\uac1d\uc774, \uc774\ud6c4 \uc9c1\uc804 \uacfc\uc138 \uae30\uac04\uc758 \uc2e0\uace0\uc18c\ub4dd\uc774 \uc18c\ub4dd\uc694\uac74\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0 \uc77c\ubc18\uacfc\uc138 \uc804\ud658\ud558\uc5ec \uc774\uc790\uc18c\ub4dd \uacfc\uc138\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4,<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"34_%EC%A4%91%EB%8F%84%ED%95%B4%EC%A7%80\"><\/span>3.4 \uc911\ub3c4\ud574\uc9c0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uac00\uc785 \ud6c4 \uc911\ub3c4\ud574\uc9c0\uc2dc \uae08\ub9ac\ud5e4\ud0dd\uc744 \ubaa8\ub450 \ubc1b\uc9c0 \ubabb\ud558\ub294\ub370\uc694 \uac00\uc785\uae30\uac04 \ubcc4 \uc911\ub3c4\ud574\uc9c0 \uc774\uc790\uc728\uc744 \uc2e0\ud55c\uc740\ud589 \ud648\ud398\uc774\uc9c0 \ucc38\uace0\ud574\uc11c \uac00\uc9c0\uace0 \uc640\ubd24\uc73c\ub2c8 \ucc38\uace0 \ubd80\ud0c1\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"748\" height=\"182\" data-attachment-id=\"238\" data-permalink=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/image-60\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-60.png\" data-orig-size=\"748,182\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-60\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-60-300x73.png\" data-large-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-60.png\" src=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-60.png\" alt=\"\uc911\ub3c4\ud574\uc9c0\uc2dc \uc774\uc790\uc728 \uacc4\uc0b0 \ubc29\ubc95\" class=\"wp-image-238\" style=\"width:839px;height:auto\" srcset=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-60.png 748w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-60-300x73.png 300w\" sizes=\"(max-width: 748px) 100vw, 748px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><br>\ud2b9\ubcc4\uc911\ub3c4\ud574\uc9c0 \uc870\uac74<\/p>\n\n\n\n<ol>\n<li>\uac00\uc785\uc790\uc758 \uc0ac\ub9dd \ub610\ub294 \ud574\uc678\uc774\uc8fc<\/li>\n\n\n\n<li>\uacc4\uc57d\ud574\uc9c0\uc77c \uc804 6\uac1c\uc6d4 \uc774\ub0d0\uc5d0 \ubc1c\ud589\ud55c \ub2e4\uc74c \uc0ac\uc720\uc5d0 \ud574\ub2f9\ud558\ub294 \uacbd\uc6b0\n<ul>\n<li>\ucc9c\uc7ac\uc9c0\ubcc0, \uac00\uc785\uc790\uc758 \ud1f4\uc9c1, \uc0ac\uc5c5\uc7a5\uc758 \ud3d0\uc5c5, \uac00\uc785\uc790\uc758 3\uac1c\uc6d4 \uc774\uc0c1\uc758 \uc785\uc6d0\uce58\ub8cc \ub610\ub294 \uc694\uc591\uc774 \ud544\uc694\ud55c \uc0c1\ud574, \uc9c8\ubcd1\uc758 \ubc1c\uc0dd, \uae08\uc735\ud68c\uc0ac\uc758 \uc601\uc5c5\uc815\uc9c0, \ud574\uc0b0\uacb0\uc758 \ub610\ub294 \ud30c\uc0b0\uc2e0\uace0, \uac00\uc785\uc790\uc758 \uc0dd\uc560 \ucd5c\ucd08 \uc8fc\ud0dd\ucde8\ub4dd<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p><br>\ud2b9\ubcc4\ud574\uc9c0\ub97c \uc6d0\ud560 \uacbd\uc6b0 \ud2b9\ubcc4\ud574\uc9c0\uc0ac\uc720\uc2e0\uace0\uc11c \ubc0f \uc99d\ube59\uc11c\ub958\ub97c \uc601\uc5c5\uc810\uc5d0 \uc81c\ucd9c\ud5e4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><strong>\uc608\uae08 \ud574\uc9c0 \uc2dc \ubd88\uc774\uc775<\/strong><\/p>\n\n\n\n<ol>\n<li>\ub9cc\uae30 \uc804 \uc608\uae08 \ud574\uc9c0 \uc2dc \uc911\ub3c4\ud574\uc9c0\uc774\uc790\uc728 \uc801\uc6a9<\/li>\n\n\n\n<li>\ube44\uacfc\uc138 \ud61c\ud0dd \ubd88\uac00 \ubc0f \uc815\ubd80\uae30\uc5ec\uae08 \ubbf8\uc9c0\uae09<\/li>\n<\/ol>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"35_%EC%A0%95%EB%B6%80%EA%B8%B0%EC%97%AC%EA%B8%88%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%ED%99%88%ED%8E%98%EC%9D%B4%EC%A7%80_%EC%B0%B8%EA%B3%A0%EC%9E%90%EB%A3%8C\"><\/span>3.5 \uc815\ubd80\uae30\uc5ec\uae08(\uc2e0\ud55c\uc740\ud589 \ud648\ud398\uc774\uc9c0 \ucc38\uace0\uc790\ub8cc)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"374\" data-attachment-id=\"239\" data-permalink=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/image-61\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-61.png\" data-orig-size=\"750,374\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-61\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-61-300x150.png\" data-large-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-61.png\" src=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-61.png\" alt=\"\uc815\ub144\uc6b0\ub300\ud1b5\uc7a5 \uc815\ubd80\uae30\uc5ec\uae08 \ubc0f \ud61c\ud0dd\" class=\"wp-image-239\" style=\"width:848px;height:auto\" srcset=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-61.png 750w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-61-300x150.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure>\n\n\n\n<p><br>\uc815\ubd80\uae30\uc5ec\uae08\uc740 \ub9cc\uae30\ud574\uc9c0 \ub610\ub294 \uc55e\uc5d0\uc11c \ub9d0\uc500\ub4dc\ub9b0 \ud2b9\ubcc4\uc911\ub3c4\ud574\uc9c0 \uc2dc \uc9c0\uae09\uc774 \uac00\ub2a5\ud558\uba70 \uc77c\ubc18\uc801\uc73c\ub85c \ud574\uc9c0\uc2dc \ubc1b\uc9c0 \ubabb\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4%EC%8B%A0%ED%95%9C%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%ED%9B%84%EA%B8%B0\"><\/span>4.\uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \ud6c4\uae30<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n\n<p>\uc624\ub298\uc740 \uc774\ub807\uac8c \uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc558\ub294\ub370\uc694, \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub294 \ub354 \ub098\uc740 \ub0b4\uc783\uc744 \uc900\ube44\ud558\uae30 \uc704\ud55c \uccad\ub144\ub4e4\uc744 \uc704\ud55c \ubcf5\uc9c0 \uc815\ucc45 \uc911 \ud558\ub098 \uc785\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc778 \ubcf5\uc9c0 \uc815\ucc45\uc5d0 \ube44\ud574 \uc870\uac74\uc774 \uae4c\ub2e4\ub86d\uc9c0 \uc54a\uc740 \ub9ce\ud07c \uc0ac\uc2e4 \uc5c4\uccad\ub098\uac8c \ub9ce\uc740 \ud61c\ud0dd\uc774 \uc788\uc9c4 \uc54a\uc9c0\ub9cc, \uc81c\uac00 \ub4dc\ub9ac\uace0 \uc2f6\uc740 \ub9d0\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc800\ud76c\uac00 \uc0ac\ud68c\uc0dd\ud65c\uc744 \ud558\uba70 \uae09\uc5ec\ub97c \ubc1b\uc73c\uba74 \ud544\uc218\uc801\uc73c\ub85c \uc800\uae08\uc744 \ud558\uc2e4 \ud150\ub370\uc694, \uac00\uc785 \uae08\uc561\uc758 \ud3ed\ub3c4 \ucc9c\uc6d0\ubd80\ud130 70\ub9cc\uc6d0\uae4c\uc9c0 \ub2e4\uc591\ud55c\ub370, \uc77c\ubc18\uc801\uc778 \uc801\uae08\uc0c1\ud488\uc5d0 \ube44\ud574 \uae08\ub9ac\ub3c4 \ub192\uace0 \uc774\uc790\ub610\ud55c \ube44\uacfc\uc138 \uc0c1\ud488\uc774\ub77c \uc544\uc9c1 \uc801\uae08\uc0c1\ud488\uc5d0 \uac00\uc785\ud55c\ub370 \uc5c6\uc73c\uc2dc\ub2e4\uba74 \uccab\ubc88\uca30\ub85c \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub97c \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br>\ud0c0 \uc740\ud589\uc758 \uacbd\uc6b0 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc758 \ube44\uacfc\uc138 \uc870\uac74\uc774 \uc870\uae08\uc529 \ub2e4\ub97c \uc218 \uc788\uc9c0\ub9cc \uc2e0\ud55c\uc740\ud589\uc758 \uacbd\uc6b0 \uadf8\ub7f0 \ubd80\ubd84\uc774 \ub530\ub85c \uc5c6\uc774 \uc774\uc790\uc18c\ub4dd\uc5d0 \ub300\ud55c \ube44\uacfc\uc138 \uc0c1\ud488\uc73c\ub85c \ucd9c\uc2dc\ud55c \uc810\uc774 \uad49\uc7a5\ud788 \uc88b\uc740 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c, \uc9c0\ub09c \ub2e4\ub978 \uc815\ubd80\uc5d0\uc11c \ucd9c\uc2dc \ud55c \uccad\ub144 \ubaa9\ub3c8 \ub9c8\ub828\uc815\ucc45\uc5d0 \ube44\ud574 \uc790\uc720\ub3c4\ub97c \ub113\uac8c \uac00\uc838\uc11c \uc911\ub3cc\ud574\uc9c0 \ud558\ub294 \uacbd\uc6b0\ub97c \uc904\uc774\uace0\uc790 \uc608\uce58 \uae08\uc561\uc758 \ud3ed\uc744 \ub113\uac8c \ub454 \uac83\uc774 \uad49\uc7a5\ud788 \ub9c8\uc74c\uc5d0 \ub4ed\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc5d0\uc11c\ub294 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc624\ud508\uce74\ud1a1\ubc29\uc744 \ub9cc\ub4e4\uc5c8\ub294\ub370\uc694<\/p>\n\n\n\n<p>\ub354 \uc790\uc138\ud55c \uc0ac\ud56d\uc774 \uad81\uae08\ud558\uc2e0 \ubd84\ub4e4\uc740 \uc544\ub798 QR\ucf54\ub4dc\ub97c \ud1b5\ud574 \uc624\ud508\uce74\ud1a1\ubc29\uc5d0\uc11c \uc815\ubcf4 \uc5bb\uc73c\uc2dc\uae4b \ubc14\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"686\" height=\"744\" data-attachment-id=\"240\" data-permalink=\"https:\/\/10topic.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-%ed%98%9c%ed%83%9d-%ed%9b%84%ea%b8%b0\/image-62\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-62.png\" data-orig-size=\"686,744\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-62\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-62-277x300.png\" 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