{"id":219,"date":"2023-11-21T03:05:09","date_gmt":"2023-11-20T18:05:09","guid":{"rendered":"https:\/\/10topic.com\/?p=219"},"modified":"2023-11-21T03:05:15","modified_gmt":"2023-11-20T18:05:15","slug":"%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5","status":"publish","type":"post","link":"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/","title":{"rendered":"\ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2e0\uccad \uae30\uac04 \uac1c\uc124 \ub9e4\uc6d4 \uc2e0\uccad\uac00\ub2a5"},"content":{"rendered":"\n<p>\ub9e4\uc6d4 \ucd5c\ub300 70\ub9cc\uc6d0\uc744 5\ub144\uac04 \ub0a9\uc785\ud558\uba74 \ucd5c\ub300 5000\ub9cc\uc6d0\uc744 \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\ub294 \uc801\uae08 \uc0c1\ud488\uc744 \uc544\uc2dc\ub098\uc694?<br>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub294 \uccad\ub144\ub4e4\uc758 \ubaa9\ub3c8 \ub9c8\ub828\uc744 \uc704\ud574\uc11c \uc774\ubc88 \uc815\ubd80\uc5d0\uc11c \ucd9c\uc2dc\ud55c \uc815\ucc45\uc778\ub370\uc694 \ub9e4\ub2ec \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\ub2c8 \uc2e0\uccad\uae30\uac04\uc5d0 \ucad2\uae30\uc9c0 \uc54a\uace0 \uac00\uc785\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc624\ub298\uc740 \ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2e0\uccad\uae30\uac04\uacfc \uac1c\uc124\ubc29\ubc95\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<br><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#1%EB%86%8D%ED%98%91_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C\" title=\"1.\ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\">1.\ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#1%EC%8B%A0%EC%B2%AD%EA%B8%B0%EA%B0%84\" title=\" 1)\uc2e0\uccad\uae30\uac04\"> 1)\uc2e0\uccad\uae30\uac04<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#2%EC%8B%A0%EC%B2%AD%EB%8C%80%EC%83%81\" title=\" 2)\uc2e0\uccad\ub300\uc0c1\"> 2)\uc2e0\uccad\ub300\uc0c1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#2_%EB%86%8D%ED%98%91_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%EA%B0%80%EC%9E%85_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\" title=\"2. \ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785, \uc2e0\uccad\ubc29\ubc95\">2. \ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785, \uc2e0\uccad\ubc29\ubc95<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#1%EB%B9%84%EB%8C%80%EB%A9%B4%EC%95%B1%EC%8B%A0%EC%B2%AD\" title=\" 1)\ube44\ub300\uba74(\uc571)\uc2e0\uccad\"> 1)\ube44\ub300\uba74(\uc571)\uc2e0\uccad<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#2%EB%8C%80%EB%A9%B4%EC%8B%A0%EC%B2%AD\" title=\" 2)\ub300\uba74\uc2e0\uccad\"> 2)\ub300\uba74\uc2e0\uccad<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#3_%EB%86%8D%ED%98%91_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%EA%B8%88%EB%A6%AC_%EB%B0%8F_%ED%98%9C%ED%83%9D\" title=\"3. \ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uae08\ub9ac \ubc0f \ud61c\ud0dd\">3. \ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uae08\ub9ac \ubc0f \ud61c\ud0dd<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#31%EA%B8%88%EB%A6%AC%EB%86%8D%ED%98%91%EC%9D%80%ED%96%89_%ED%99%88%ED%8E%98%EC%9D%B4%EC%A7%80_%EC%B0%B8%EA%B3%A0%EC%9E%90%EB%A3%8C\" title=\" 3.1\uae08\ub9ac(\ub18d\ud611\uc740\ud589 \ud648\ud398\uc774\uc9c0 \ucc38\uace0\uc790\ub8cc)\"> 3.1\uae08\ub9ac(\ub18d\ud611\uc740\ud589 \ud648\ud398\uc774\uc9c0 \ucc38\uace0\uc790\ub8cc)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#311%EA%B8%88%EB%A6%AC_%EA%B0%84%EB%8B%A8%EC%A0%95%EB%A6%AC\" title=\"3.1.1\uae08\ub9ac \uac04\ub2e8\uc815\ub9ac\">3.1.1\uae08\ub9ac \uac04\ub2e8\uc815\ub9ac<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#32%EC%84%B8%EC%A0%9C%ED%98%9C%ED%83%9D\" title=\"3.2\uc138\uc81c\ud61c\ud0dd\">3.2\uc138\uc81c\ud61c\ud0dd<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/#4_%ED%83%80%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C%EC%99%80_%EB%B9%84%EA%B5%90\" title=\"4. \ud0c0\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc640 \ube44\uad50\">4. \ud0c0\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc640 \ube44\uad50<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1%EB%86%8D%ED%98%91_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C\"><\/span>1.\ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"403\" data-attachment-id=\"220\" data-permalink=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/image-52\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-52.png\" data-orig-size=\"1120,441\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-52\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-52-300x118.png\" data-large-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-52-1024x403.png\" src=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-52-1024x403.png\" alt=\"\" class=\"wp-image-220\" srcset=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-52-1024x403.png 1024w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-52-300x118.png 300w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-52-768x302.png 768w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-52.png 1120w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><br><\/p>\n\n\n\n<p>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub294 \ucd5c\ub300 5\ub144 \ub9cc\uae30\uc2dc 5\ucc9c\ub9cc\uc6d0\uae4c\uc9c0 \ubaa9\ub3c8\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\ub294 \uc774\ubc88 \uc815\ubd80\uc758 \uccad\ub144\ubcf5\uc9c0 \uc815\ucc45\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\uc911\uc5d0\uc11c\ub3c4 \ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc758 \uacbd\uc6b0 \uc571\uc744 \ud1b5\ud574\uc11c\ub9cc \uac00\uc785\uc774 \uac00\ub2a5\ud55c\ub370\uc694, \uc870\uac74\uc5d0 \ub530\ub77c \ube44\uacfc\uc138 \ud61c\ud0dd\ub610\ud55c \ubc1b\uc744 \uc218 \uc788\uc73c\uba70 \uc790\uc720\uc801\uae08\uc774\ub77c \ub0a9\uc784\uae08\uc561\uc744 \uc790\uc720\ub85c \ub9de\ucd9c\uc218 \uc788\uc5b4\uc11c \ubd80\ub2f4\uc5c6\uc774 \uac00\uc785\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ud655\uc2e4\ud55c\uac74 <\/strong>\uac00\uc785\ub300\uc0c1\uc784\uc5d0\ub3c4 \uac00\uc785\uc744 \ud558\uc9c0 \uc54a\ub294 \uac83\uc740 \uc190\ud574\ub97c \ubcf4\ub294 \uac83\uc774\ub77c\ub294 \uac70\uc8e0. \ub9e4\uc6d4 \uc6d4\uae09\ubc1b\uc73c\uba70 \uc138\uae08 \uaf2c\ubc15\uaf2c\ubc15 \ub0b4\uace0 \uc788\ub294\ub370 \uadf8\ub3d9\uc548 \ubcf5\uc9c0 \ud61c\ud0dd \ub9ce\uc774 \ubabb \ubc1b\uc73c\uc2e0 \uccad\ub144\ubd84\ub4e4 \ub300\uc0c1 \ud655\uc778\ud558\uc2dc\uace0 \uac00\uc785\ud574 \ubcf4\uc138\uc694.<br>*\uc2ec\uc9c0\uc5b4, <strong>\uac00\uc785\ud6c4 \uc911\ub3c4\ud574\uc9c0\ud558\ub354\ub77c\ub3c4 \uc7ac\uac00\uc785\uc774 \uac00\ub2a5<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9cc\uc57d \ubcf8\uc778\uc774 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc678\uc5d0 \uae30\uc874\uc5d0 \uc4f0\ub358 \uce74\ub4dc\ub098 \uacc4\uc88c \uc911 \ub18d\ud611\uc740\ud589\uc774 \uc788\ub2e4\uba74 \uc6b0\ub300\uae08\ub9ac\ub610\ud55c \ubc1b\uc744\uc218 \uc788\uc73c\ub2c8 \uae30\uc874 \ub18d\ud611\uc740\ud589 \uc774\uc6a9\ud558\uc2dc\ub358 \ubd84\ub4e4\uc740 \ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub85c \uac00\uc785\ud558\ub294 \uac83\uc774 \ub354 \ub3c4\uc6c0\uc774 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>*\uadf8\ub3d9\uc548\uc740 \uc18c\ub4dd\uc774 \uc5c6\uac70\ub098 \ube44\uacfc\uc138 \uc18c\ub4dd\ub9cc \uc788\ub294 \uacbd\uc6b0\ub294 \uac00\uc785\ud560 \uc218 \uc5c6\ub294\uac8c \uc6d0\uce59\uc774\uc5c8\uc73c\ub098, \uc721\uc544 \ud734\uc9c1\uc790\uc758 \uacbd\uc6b0 <\/strong>\uc5d0\ub3c4 \uc800\ucd95\uc9c0\uc6d0 \uae08\uc735\uc0c1\ud488\uc744 \uac00\uc785\ud560 \uc218 \uc788\ub3c4\ub85d \uc870\uac74\uc774 \uc644\ud654 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1%EC%8B%A0%EC%B2%AD%EA%B8%B0%EA%B0%84\"><\/span> 1)\uc2e0\uccad\uae30\uac04<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>\ub9e4\uc6d4 \ucd08 \uac00\uc785\uc2e0\uccad<\/strong><\/p>\n\n\n\n<p>NH\uc2a4\ub9c8\ud2b8\ubc45\ud0b9 \ub610\ub294 NH\uc62c\uc778\uc6d0\ubc45\ud06c\ub97c \ud1b5\ud574 \uac00\uc785\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 is-style-outline\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.nonghyup.nhallonebank&amp;pcampaignid=web_share\" target=\"_blank\" rel=\"noopener\">\uac24\ub7ed\uc2dc \ud50c\ub808\uc774\uc2a4\ud1a0\uc5b4 \ub2e4\uc6b4 \ubc14\ub85c\uac00\uae30<\/a><\/div>\n\n\n\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 is-style-outline\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/apps.apple.com\/kr\/app\/new-nh%EC%98%AC%EC%9B%90%EB%B1%85%ED%81%AC\/id1641628055\" target=\"_blank\" rel=\"noopener\">\uc544\uc774\ud3f0 \uc571\uc2a4\ud1a0\uc5b4 \ub2e4\uc6b4 \ubc14\ub85c\uac00\uae30<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"165\" data-attachment-id=\"222\" data-permalink=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/image-54\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-54.png\" data-orig-size=\"1714,276\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-54\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-54-300x48.png\" data-large-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-54-1024x165.png\" src=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-54-1024x165.png\" alt=\"\ub18d\ud611\uc740\ud589 \uac24\ub7ed\uc2dc \uc5b4\ud50c \ub2e4\uc6b4 \uc0ac\uc9c4\" class=\"wp-image-222\" srcset=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-54-1024x165.png 1024w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-54-300x48.png 300w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-54-768x124.png 768w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-54-1536x247.png 1536w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-54.png 1714w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"389\" data-attachment-id=\"223\" data-permalink=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/image-55\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-55.png\" data-orig-size=\"1223,465\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-55\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-55-300x114.png\" data-large-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-55-1024x389.png\" src=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-55-1024x389.png\" alt=\"\ub18d\ud611\uc740\ud589 \uc544\uc774\ud3f0 \uc5b4\ud50c \ub2e4\uc6b4\uc0ac\uc9c4\" class=\"wp-image-223\" srcset=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-55-1024x389.png 1024w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-55-300x114.png 300w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-55-768x292.png 768w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-55.png 1223w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><br>\uac24\ub7ed\uc2dc\uc758 \uacbd\uc6b0 \uad6c\uae00\ud50c\ub808\uc774\uc2a4\ud1a0\uc5b4\uc5d0\uc11c \uc544\uc774\ud3f0\uc740 \uc571\uc2a4\ud1a0\uc5b4\uc5d0\uc11c \ub2e4\uc6b4\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2%EC%8B%A0%EC%B2%AD%EB%8C%80%EC%83%81\"><\/span> 2)\uc2e0\uccad\ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol>\n<li class=\"has-medium-font-size\">\uc2e0\uaddc \uac00\uc785\uc77c \uae30\uc900 \ub9cc19\uc138~34\uc138 \uc774\ud558\n<ul>\n<li>\ubcd1\uc5ed\uc774\ud589\uae30\uac04\uc740 \ub9cc \ub098\uc774\uc2dc \uc81c\uc678<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\uac1c\uc778\uc18c\ub4dd\uc758 \uc9c1\uc804\uacfc\uc138\uae30\uac04\uc758 \ucd1d\uae09\uc5ec\uc561 7500\ub9cc\uc6d0 \uc774\ud558<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\uc885\ud569\uc18c\ub4dd\uacfc\uc138\ud45c\uc900\uc5d0 \ud569\uc0b0\ub418\ub294 \uc885\ud569\uc18c\ub4dd\uae08\uc561\uc774 6300\uc774\ud558\n<ul>\n<li>\ub9cc\uc57d \uc9c1\uc804 \uacfc\uc138\uae30\uac04\uc758 \uc18c\ub4dd\uc774 \ud655\uc815\ub418\uc9c0 \uc54a\uc740 \uae30\uac04\uc5d0 \uc18c\ub4dd\uc744 \ud655\uc778\ud560 \uacbd\uc6b0 \uc804\uc804\ub144\ub3c4 \uc18c\ub4dd\uc73c\ub85c \uc778\uc815<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\uac00\uad6c\uc6d0 \uc218\uc5d0 \ub530\ub978 \uae30\uc900 \uc911\uc704\uc18c\ub4dd 180% \uc774\ud558\uc5d0 \ud574\ub2f9\ud560 \uacbd\uc6b0\n<ul>\n<li>\uac00\uad6c\uc6d0\uc740 \uccad\ub144 \ubcf8\uc778\uacfc \ubcf8\uc778\uc758 \uc8fc\ubbfc\ub4f1\ub85d\ud45c \ub4f1\ubcf8\uc0c1 \ubc30\uc6b0\uc790, \ubd80\ubaa8, \uc790\ub140, \ud615\uc81c\uc790\ub9e4(\ubbf8\uc131\ub144\uc790\uc77c\uacbd\uc6b0)<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"886\" height=\"202\" data-attachment-id=\"224\" data-permalink=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad-%ea%b8%b0%ea%b0%84-%ea%b0%9c%ec%84%a4-%eb%a7%a4%ec%9b%94-%ec%8b%a0%ec%b2%ad%ea%b0%80%eb%8a%a5\/image-56\/\" data-orig-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-56.png\" data-orig-size=\"886,202\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-56\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-56-300x68.png\" data-large-file=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-56.png\" src=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-56.png\" alt=\"\ub18d\ud611\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2e0\uccad\ub300\uc0c1 \uc815\ub9ac \ud45c\" class=\"wp-image-224\" srcset=\"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-56.png 886w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-56-300x68.png 300w, https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/image-56-768x175.png 768w\" sizes=\"(max-width: 886px) 100vw, 886px\" \/><\/figure>\n\n\n\n<p><br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%EB%86%8D%ED%98%91_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%EA%B0%80%EC%9E%85_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\"><\/span>2. \ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785, \uc2e0\uccad\ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1%EB%B9%84%EB%8C%80%EB%A9%B4%EC%95%B1%EC%8B%A0%EC%B2%AD\"><\/span> 1)\ube44\ub300\uba74(\uc571)\uc2e0\uccad<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc758 \uacbd\uc6b0 \uc571\uc73c\ub85c\ub9cc \uc2e0\uccad\uc774\uac00\ub2a5\ud55c\ub370\uc694, \uc608\uc678\uc801\uc73c\ub85c \uc678\uad6d\uc778\uc758 \uacbd\uc6b0\ub9cc \ubc29\ubb38\uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc704\uc5d0 \ub9d0\uc500\ub4dc\ub9b0 \uc5b4\ud50c\uc740 \ub2e4\uc6b4\ubc1b\uc73c\uc168\ub2e4\uba74 \uc778\uc99d\uc11c \ub85c\uadf8\uc778 \ub610\ub294 \ub18d\ud611\uacc4\uc88c\ub97c \uc774\uc6a9\ud574 \ub85c\uadf8\uc778\ud574 \uc8fc\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ol>\n<li class=\"has-medium-font-size\">\uc804\uccb4\uba54\ub274<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\uae08\uc735\uc0c1\ud488\ubab0<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\ub18d\ud611\uc740\ud589<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\uc608\uae08<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\uc801\uae08<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\uccad\ub144\ub3c4\uc57d\uacc4\uc88c \ud0ed\uc774\ub3d9\ud6c4 \uac00\uc785\uc2e0\uccad<\/li>\n<\/ol>\n\n\n\n<p>\uc774\ub807\uac8c \uc571\uc744 \ud1b5\ud574 \uc2e0\uccad\uc744 \uc644\ub8cc\ud558\uac8c \ub418\uba74 2\uc8fc\uac04 \uc2ec\uc0ac\uae30\uac04\uc744 \uac70\ucc98 \uc2b9\uc778\uc774 \ub418\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2%EB%8C%80%EB%A9%B4%EC%8B%A0%EC%B2%AD\"><\/span> 2)\ub300\uba74\uc2e0\uccad<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><br>\uc678\uad6d\uc778\uc758 \uacbd\uc6b0 \uc601\uc5c5\uc810\uc744 \ubc29\ubb38\ud558\uc5ec \uc2e0\uccad\ud558\ub294 \uac83\ub9cc \uac00\ub2a5\ud558\uba70 \uc571\uc744 \ud1b5\ud55c \uc2e0\uccad\uc740 \ubd88\uac00\ub2a5 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubc18\ub300\ub85c \ub0b4\uad6d\uc778\uc740 \uc571\uc744 \ud1b5\ud574\uc11c\ub9cc \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\ub2c8 \ucc38\uace0\ud574\uc11c \uc2e0\uccad \ubd80\ud0c1\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%EB%86%8D%ED%98%91_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C_%EA%B8%88%EB%A6%AC_%EB%B0%8F_%ED%98%9C%ED%83%9D\"><\/span>3. \ub18d\ud611 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uae08\ub9ac \ubc0f \ud61c\ud0dd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"31%EA%B8%88%EB%A6%AC%EB%86%8D%ED%98%91%EC%9D%80%ED%96%89_%ED%99%88%ED%8E%98%EC%9D%B4%EC%A7%80_%EC%B0%B8%EA%B3%A0%EC%9E%90%EB%A3%8C\"><\/span><br>3.1<strong>\uae08\ub9ac(\ub18d\ud611\uc740\ud589 \ud648\ud398\uc774\uc9c0 \ucc38\uace0\uc790\ub8cc)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u203b \ucd5c\uace0 \uc5f0 1.5%p(\uc6b0\ub300\uae08\ub9ac\ub294 \uc6b0\ub300\uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \uacbd\uc6b0 \ub9cc\uae30\ud574\uc9c0 \uc2dc\uc5d0 \uc81c\uacf5)<\/p>\n\n\n\n<p>1. \uc774 \uc801\uae08\uc758 \uac00\uc785\uc6d4\ubd80\ud130 \ub9cc\uae30 \uc804\uc804\uc6d4\uae4c\uc9c0 \uae09\uc5ec\uc774\uccb4\uc2e4\uc801\uc774 12\/36\/50\uac1c\uc6d4 \uc774\uc0c1 \uc788\uc744 \uc2dc : 0.1\/0.3\/0.5%p<\/p>\n\n\n\n<p>2. \uc774 \uc801\uae08\uc758 \uac00\uc785\uc6d4\ubd80\ud130 \ub9cc\uae30 \uc804\uc804\uc6d4\uae4c\uc9c0 \uc740\ud589\uc5d0\uc11c \ubc1c\uae09\ud55c NH\ub18d\ud611\uac1c\uc778\uc2e0\uc6a9\u00b7\uccb4\ud06c\uce74\ub4dc(\ucc44\uc6c0)<br>\uc6d4\ud3c9\uade0 20\ub9cc\uc6d0 \uc774\uc0c1 \uc774\uc6a9\uc2e4\uc801\uc774 \uc788\uc744 \uc2dc : 0.2%p<\/p>\n\n\n\n<p>3. \uc774 \uc801\uae08\uc758 \uac00\uc785 \uc9c1\uc804 1\ub144\uac04 \ub18d\ud611\uc740\ud589 \uc608\u00b7\uc801\uae08(\uc8fc\ud0dd\uccad\uc57d \ud3ec\ud568)\uc744 \ubcf4\uc720\ud558\uc9c0 \uc54a\uc558\uac70\ub098 NH\uccad\ub144\ud76c\ub9dd\uc801\uae08 \ub9cc\uae30\ud574\uc9c0 \uace0\uac1d : 0.1%p<\/p>\n\n\n\n<p>4. \uc801\uae08\uac00\uc785 \uc2dc\uc810\uc5d0 \uc0c1\ud488\uc11c\ube44\uc2a4 \uc548\ub0b4 \ub3d9\uc758\uc11c(\u2466\ubc88 \ub3d9\uc758\uc11c) \uc804\uccb4 \ub3d9\uc758\uace0\uac1d : 0.2%p<\/p>\n\n\n\n<p>5. \uc18c\ub4dd<sup>+<\/sup>\u00a0\uc6b0\ub300\uae08\ub9ac : \ucd5c\uace0 0.5%p<\/p>\n\n\n\n<p>\u25b8 \uc2e0\uccad\uc2dc\uc810 \ubc0f \uac00\uc785 \ud6c4 1\ub144 \uc8fc\uae30\ub85c \uc2ec\uc0ac\ud55c \uac1c\uc778\uc18c\ub4dd\uae08\uc561\uc758 \uc18c\ub4dd\uc694\uac74<sup>*<\/sup>\u00a0\ucda9\uc871\ud69f\uc218\uc5d0 \ub530\ub77c \uc6b0\ub300\uae08\ub9ac \uc801\uc6a9<br>&#8211; 5\ud68c : 0.5%p, 4\ud68c : 0.4%p, 3\ud68c : 0.3%p, 2\ud68c : 0.2%p, 1\ud68c : 0.1%p<br><em>* \ucd1d\uae09\uc5ec 2,400\ub9cc\uc6d0 \uc774\ud558, \uc885\ud569\uc18c\ub4dd\uacfc\uc138\ud45c\uc900\uc5d0 \ud569\uc0b0\ub418\ub294 \uc885\ud569\uc18c\ub4dd 1,600\ub9cc\uc6d0 \uc774\ud558, \uc5f0\ub9d0\uc815\uc0b0\ud55c \uc0ac\uc5c5\uc18c\ub4dd 1,600\ub9cc\uc6d0 \uc774\ud558\uc778 \uacbd\uc6b0<\/em><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"311%EA%B8%88%EB%A6%AC_%EA%B0%84%EB%8B%A8%EC%A0%95%EB%A6%AC\"><\/span>3.1.1\uae08\ub9ac \uac04\ub2e8\uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ol>\n<li class=\"has-medium-font-size\"><strong>\uc6b0\ub300\uae08\ub9ac \ucd5c\ub300 1.00%p<\/strong><br><strong>(\u2460 \uae09\uc5ec\uc774\uccb4 0.50%p, \u2461 \ub9c8\ucf00\ud305\ub3d9\uc758 0.20%p, \u2462 \uce74\ub4dc\uc2e4\uc801 0.20%p, \u2463 \uac00\uc785\uc9c1\uc804 1\ub144\uac04 \ub18d\ud611\uc740\ud589 \uc608\uc801\uae08(\uccad\uc57d\ud3ec\ud568) \ubbf8\ubcf4\uc720 \ub610\ub294 NH\uccad\ub144\ud76c\ub9dd\uc801\uae08 \ub9cc\uae30\ud574\uc9c0 \uace0\uac1d 0.10%p)<\/strong><\/li>\n\n\n\n<li class=\"has-medium-font-size\" style=\"font-style:normal;font-weight:700\">\uae30\ubcf8\uae08\ub9ac 4.50%p<\/li>\n\n\n\n<li class=\"has-medium-font-size\"><strong>\uc18c\ub4dd<sup>+<\/sup>\u00a0\uc6b0\ub300\uae08\ub9ac : \ucd5c\uace0 0.5%p<\/strong><\/li>\n<\/ol>\n\n\n\n<p><strong>\ucd1d 6% \uae08\ub9ac\ub97c \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"32%EC%84%B8%EC%A0%9C%ED%98%9C%ED%83%9D\"><\/span>3.2<strong>\uc138\uc81c\ud61c\ud0dd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul>\n<li>\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \uc81c91\uc870\uc75822\uc5d0 \ub530\ub978 \ube44\uacfc\uc138 \uc0c1\ud488<br>(\uc0c1\ud488 \uacc4\uc57d\uae30\uac04 \ub9cc\ub8cc \ud6c4 \uc774\uc790\ub294 \uacfc\uc138\ub418\uba70, \uc0c1\ud488\uc758 \uc57d\uad00\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95 \ubc0f \uadf8 \uc2dc\ud589\ub839\uacfc \uc2dc\ud589\uaddc\uce59\uc758 \ubcc0\uacbd \uc2dc \ud574\ub2f9 \ubc95\ub839\uc5d0 \ub530\ub984)<br><br>\uc804\uc804\ub144\ub3c4 \uacfc\uc138\uae30\uac04 \uc2e0\uace0\uc18c\ub4dd\uc744 \uae30\uc900\uc73c\ub85c \uac00\uc785\ud55c \uace0\uac1d\uc774, \uc774\ud6c4 \uc9c1\uc804 \uacfc\uc138 \uae30\uac04\uc758 \uc2e0\uace0\uc18c\ub4dd\uc774 \uc18c\ub4dd\uc694\uac74\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0 \uc77c\ubc18\uacfc\uc138 \uc804\ud658\ud558\uc5ec \uc774\uc790\uc18c\ub4dd \uacfc\uc138<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%ED%83%80%EC%9D%80%ED%96%89_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C%EC%99%80_%EB%B9%84%EA%B5%90\"><\/span>4. \ud0c0\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc640 \ube44\uad50<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc758 \uacbd\uc6b0 \ub18d\ud611\uc740\ud589\uc678\uc5d0\ub3c4 \ub2e4\ub978\uc740\ud589\uc5d0\uc11c\ub3c4 \uc9c4\ud589\uc774 \uac00\ub2a5\ud55c\ub370\uc694, \uc774\ub294 \uc740\ud589\uc5f0\ud569\ud68c \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \ud45c\ub85c \uc815\ub9ac\ub418\uc5b4 \uc788\ub294 \uc790\ub8cc\ub97c \ucc3e\uc544\ubcf4\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud0c0\uc740\ud589 \uae08\ub9ac\uac00 \uad81\uae08\ud558\uc2e0\ubd84\ub4e4\uc740 \uc544\ub798 \ubc84\ud2bc \ub20c\ub7ec\uc11c \ube44\uad50\ud574 \ubcf4\uc138\uc694<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-outline\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/portal.kfb.or.kr\/compare\/receiving_youth_leap_2.php\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\ud0c0\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uae08\ub9ac \ube44\uad50 \ubc14\ub85c \uc54c\uc544\ubcf4\uae30<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-outline\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/10topic.com\/%eb%86%8d%ed%98%91-%ec%b9%b4%eb%93%9c-%ec%9e%ac%eb%b0%9c%ea%b8%89-%ec%a7%91%ec%97%90%ec%84%9c-%ed%8e%b8%ed%95%98%ea%b2%8c-%eb%b6%84%ec%8b%a4%ec%8b%a0%ea%b3%a0-%eb%b0%8f-%ea%b0%b1%ec%8b%a0\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub18d\ud611\uc740\ud589 \uce74\ub4dc \ubc1c\uae09 \ubc14\ub85c \uc54c\uc544\ubcf4\uae30<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ub9e4\uc6d4 \ucd5c\ub300 70\ub9cc\uc6d0\uc744 5\ub144\uac04 \ub0a9\uc785\ud558\uba74 \ucd5c\ub300 5000\ub9cc\uc6d0\uc744 \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\ub294 \uc801\uae08 \uc0c1\ud488\uc744 \uc544\uc2dc\ub098\uc694?<\/p>\n","protected":false},"author":1,"featured_media":228,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5,4],"tags":[50,49],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/10topic.com\/wp-content\/uploads\/2023\/11\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-10.jpg","jetpack-related-posts":[],"jetpack_shortlink":"https:\/\/wp.me\/pfg2rz-3x","_links":{"self":[{"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/posts\/219"}],"collection":[{"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/comments?post=219"}],"version-history":[{"count":3,"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/posts\/219\/revisions"}],"predecessor-version":[{"id":227,"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/posts\/219\/revisions\/227"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/media\/228"}],"wp:attachment":[{"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/media?parent=219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/categories?post=219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/10topic.com\/wp-json\/wp\/v2\/tags?post=219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}